
A couple of years ago, we decided to use the envelope system to keep better track of what we spent each month. I began by using plain white small envelopes, but they would easily fall apart. I was constantly replacing them. The other problem was that that they constantly fell out of my wallet almost every time I opened it.
Everything changed when I happened upon a printable template that allowed me to make my own envelopes. Well, it has been a couple of years and I absolutely love them! My first set wore out so I just made a fresh batch and lamiated them this time. :0)
Here is how to make the money envelopes:
1. Visit your local craft store and pick out the crafting paper that you like. One sheet per envelope. I purchased the 12"x 12" paper, because this allowed a little left over on each sheet to make the label circles (more on these in a moment). So, if you get the larger paper, cut it down to 8 1/2" x 11" for the printout.
2. Download the free envelope template from Kelleigh Ratzlaff Designs.

5. After the title labels are centered, it is time to laminate if you would like to. I just covered them on one side with contact paper from the dollar store. Next, cut out the envelopes, fold them and secure the folds with scrapbooking tape.

5. Finally, secure them in your wallet by simply sliding the cardboard piece securely under one of the wallet's flaps. All the envelopes should all be facing the same direction and ready to be filled. Enjoy!
For what it is worth, here are the categories that I use for my cash budget each month. After each paycheck we withdrawal the needed cash and distribute them to the envelopes. It really helps me to stay on budget. Once the cash is gone, then the money is gone for that budgeted item. Those budget categories are...
- Groceries
- Gas
- House Maintenance
- Car Maintenance
- Misc. (a little blow money for a fun family outing or something of the sort)
- B-days (we just put in a little each month-then use it when a b-day comes up)
- Christmas (a little each month)
- Projects
- Date Night
- Clothing
- Gifts (where I keep track of my b-day money, etc)

Linked up Here:
Ginger Snap Crafts, Lil Luna, Savvy Southern Style, Practically Functional, Rainbows and honeysuckle, Momnivores Dilema, Yesterday on Tuesday, House of Hepworths, All Things With Purpose
I love this idea! Such a great way to limit your spending, and it's so much better when it's in something cute, too!
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LOVE THESE!! =) We use cash for some things - but I want pretty envelopes! Happy Wednesday!
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